Get low-cost liability cover with Fleetmaxx Solutions
Liability insurance is often part of a combined policy with Public liability insurance, Employers Liability Insurance and Product Liability Insurance, as nearly every type of business will require liability protection. We offer liability insurance as a standalone policy if you are already covered in other areas of your business. If you are shopping around for a combined insurance policy for your business, we can provide a quote for an overall policy that includes liability cover.
Just fill in our online quote form below to get a simple liability insurance quote.
Alternatively, you can call us on 01367 704 910.
Do I need liability insurance?
It is a legal requirement to have liability cover if you employ full or part-time staff. Liability insurance protects you as an individual or business from the risk of being sued and held legally liable for something such as malpractice, injury, or negligence. A liability insurance policy will cover both legal costs and any legal payouts for which you or your business would be responsible if found legally liable for malpractice, injury, or negligence through the actions of your business.
- We offer liability cover for most businesses
- Flexible, changeable policies
- One of the UK’s leading brokers for liability insurance
- Our combined liability policies make cover easy
- Our policies are tailored to your business
More about our policies
Getting the right liability cover could save you thousands in legal fees. Liability insurance is essential for any business dealing with the public. In the event of a claim made against your business, you could face massive legal costs and a potential compensation claim which, if you aren’t covered for, could put you and your business in severe financial trouble.
We strongly recommend liability insurance for any business.
Why choose our insurance partners?
-
Simple flexible policies
We work hard to give you the right type of comprehensive liability insurance at the right price. Our policies are always changeable mid-term should your business needs change. -
Combined liability policies available
We offer multiple types of liability insurance, including public, employers, and product liability. If you require a combination, we can arrange this under one policy. -
Tailored policies to suit your business
Every business is different. We don’t have a “one size fits all” approach. We will make sure your policy is suitable for your business.
-
Years of expert experience
We have been in business for a long time, providing low-cost commercial and trade insurance to thousands of customers. -
Instant cover available
If you are happy with our quote, we can put you on cover straight away. All you will need is your credit or debit card. -
Flexible payment options
We can help you spread the cost of your payments on a monthly basis to make things easier.
Liability insurance in general
Failure to get the right kind of liability insurance could lead to your business having to foot the bill for huge claims against it. It’s important to know the differences between the types of liability insurance available. Compensation awarded resulting from a claim could include loss of earnings, future loss of earnings, damages that are awarded to the claimant, along with legal costs in defending against the claim, and the claimant’s legal costs that you would incur if you are found to be at fault.
Liability insurance is broken down into three main areas:
- Public liability insurance
- Employers liability insurance
- Product liability insurance
Unsure?
Why not call us on 01367 704 910.
Public Liability Insurance
Our public liability insurance policy will cover you and your business for any inconvenience or injury you may cause a customer or member of the public. This could be through damage or loss of goods or damage to their property while you are conducting your business. With public liability insurance in place, you will be covered for your legal fees and any compensation you may need to pay to the claimant if their claim is successful.
For example:
- A cleaner mops a floor and doesn’t leave a wet floor sign visible, causing a member of the public to slip and injure themselves.
- Your delivery driver pulls up outside a drop-off and leaves the handbrake off, causing the van to roll back and damage a parked car.
- A window cleaner leaves their ladder unattended, which blows over and lands on someone, causing injury.
For example:
- An employee falls off a ladder in a stockroom and breaks or fractures a bone.
- A shop floor worker slips on a wet floor or trips on a loose cable.
- A former employee develops a respiratory problem after prolonged exposure to unsafe chemicals in the workplace.
Employers Liability Insurance
Employers Liability Insurance cover will protect you against any compensation claims made against you by employees if they are injured or suffer illness while performing their duties at work. It is a legal requirement to have employers liability insurance if you employ one or more staff, including contractors or temporary staff. It also covers claims made by former staff members, as some illnesses can take time to develop.
Product Liability Insurance
A product liability insurance policy will cover the cost of compensation for anyone who is injured by a faulty product that your business designs, manufactures, or supplies. If your business designs, manufactures, or supplies a product that is sold or given away, you need to be covered against faulty products that slip through quality control or lack appropriate safety instructions.
You can be held liable for faulty products even if you did not manufacture them. You may be liable for a compensation claim if:
- Your business’s name is on the product.
- Your business repairs refurbishes or changes a product before distribution.
- You imported the product from outside the European Union.
- You cannot identify the product’s manufacturer, or the manufacturer has gone out of business.
Get a liability insurance quote today!
Our Quick Quote form takes just 30 seconds to fill in, and you’ll receive a competitive quote in minutes.
By choosing our liability insurance, you gain comprehensive coverage tailored to your business, providing peace of mind and protection when you need it most.
Simply fill out the form below or give us a call at 01367 704 910 to get started.
At Fleetmaxx Solutions, we don’t just stop at liability insurance,we also offer a range of tailored insurance solutions in partnership with trusted providers. Whether you’re managing a fleet of vehicles or need specialised coverage, we’ve got you covered.
Our Insurance Solutions:
- Fleet Insurance: Policies for fleets of all sizes, providing protection for your business on and off the road.
- HGV Insurance: Specialised policies for heavy goods vehicles, providing protection for your HGV operations on and off the road.
- Driving School Insurance: Tailored coverage for driving instructors, ensuring both the vehicle and learner are protected while on the road.
- Courier Insurance: Designed for courier businesses, offering protection for your drivers, vehicles, and deliveries.
- Goods in Transit Insurance: Secure your goods during transport, whether by road, rail, or sea.
- Specialist Motor Trade Insurance: Coverage for motor trade businesses, including those working with sales, repairs, and vehicle maintenance.
- Part-Time Motor Traders Insurance: Ideal for individuals buying and selling vehicles part-time, offering comprehensive cover without the need for full-time business insurance.
- Road Risk Insurance: Designed for those in the motor trade, this policy protects vehicles on the road, ensuring you’re covered when driving or delivering vehicles.
- Car Dealers Insurance: A complete solution for car dealerships, covering everything from stock vehicles to customer test drives.
- Mechanics Insurance: Protection for mechanics working on customers’ vehicles, ensuring coverage for tools, premises, and any damages.
- Valeting Insurance: Tailored for valeting businesses, this policy covers both vehicles and equipment used in your daily operations.
Business and Commercial Insurance:
- SME Insurance: Comprehensive business insurance tailored to small and medium enterprises, covering everything from equipment to employee liabilities.
- Office Insurance: Protect your office premises and its contents, including equipment, furniture, and computers, ensuring business continuity in case of theft, fire, or damage.
- Commercial Property Insurance: Coverage for property owners, whether you own a single commercial building or multiple properties.
- Professional Indemnity Insurance: Protect your business against claims of professional negligence, providing peace of mind when delivering advice or services.
Partner with Fleetmaxx Solutions for comprehensive insurance solutions that offer peace of mind for your business operations.
Fleetmaxx Solutions is an introducer only, we are not acting as an insurance broker.
